Determine what you can afford.
Before you hit the car lots, you should determine what you can afford by reviewing your family budget and financial goals. Use the Credit Union to obtain valuable information including financing options, interest rates, and payment amounts. Go ahead and get pre-qualified for financing, or you can really save yourself some time by obtaining a KPOCU Express Loan.

Research and shop for vehicles that fit your budget.
Now you're ready to start your automobile research. You'll need to evaluate the cost of the automobiles that you are interested in plus the value of the car that you may wish to trade. Use NADA to look up the Manufacturer's Suggested Retail Price (MSRP) plus the dealer's invoice or wholesale price of the car or truck of your choice. Use our Carfax Lemon Check to find out just how used that used car is.

Negotiate a price that fits your budget and evaluate the available companion products.
Extended Warranties
GAProtection
Payment Protection Insurance

Finalize your financing with KPOCU.