:: Direct Deposit & Payroll Deduction

Direct Deposit
When you want to get your money as quickly as possible, you want Direct Deposit. Direct Deposit is an electronic deposit of your paycheck, benefit check or other payment into your KPOCU account. It's very convenient, easy to set up, and could save you money. With Direct Deposit you don't have to worry about getting your check to the credit union if you're traveling, ill or just busy with your everyday activities. There's no waiting for your check to arrive or standing in line to make your deposit, since your money is available to you on the morning of the payment date. It's safe, secure and very confidential. As always, your deposits are fully insured up to $250,000 by the NCUA.

Payroll Deduction
Payroll Deduction is the perfect solution to help busy members save more and never miss a loan payment. You simply have a portion of your net pay automatically deposited into your KPOCU accounts every pay period or establish a set amount to make your loan payment each month. It's a great way to start a regular savings plan and there's never a cost to you for this valuable service. You can conveniently add to your Primary Savings Account, Christmas or Vacation Club, and IRA or deposit money into an account for your spouse, child or grandchild. Saving through Payroll Deduction is easier than trying to put money aside in one lump sum and you don't have to remember to write an extra check or make an additional deposit. Contact a KPOCU representative for more information.

PostalEASE
If you are a United States Postal Service employee, you can now use a new telephone enrollment system called PostalEASE (1-877-477-3273) to start or stop your Direct Deposit of your net check or change an allotment. Remember to check with KPOCU to start or change a transfer into another account, such as your Christmas or Vacation Club or IRA, children's accounts or to make a loan payment.

If you have any questions about setting up your Direct Deposit, call us at 865-688-2424 or 1-800-344-9916 or contact your payroll department.