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Whether it's time to purchase your next new or used vehicle or if you need money for other secured items, KPOCU can help with better service, great rates, flexible terms and a hassle-free loan process. You can choose from a variety of new loan or refinancing options. You can also make your loan payments more convenient with Payroll Deduction - at no cost to you!
Express New Vehicle Loan
An Express New Vehicle Loan gives you the added power of shopping as a cash customer. Once you're approved, we'll issue you a loan check with a personalized loan limit that you can use to find the new vehicle you want. Terms and rates may vary based on the vehicle and approved credit limit.
New/Used Vehicle Loan
(Autos, Trucks, Recreational Vehicles, Boats, Motorcycles)
If you find your new or used vehicle first, your next stop should be KPOCU for the best financing options. We finance 100% of the vehicle price or NADA retail value and terms vary, up to 72 months. Financing is available for models not more than 7 model years old. All loans and terms are subject to approval; some  restrictions may apply.
Visit our Member Tips area to obtain helpful hints for selecting and purchasing a car! We can help you determine just how used that used car is, and also provide you with valuable information concerning the retail value and dealer's invoice.
Other Secured
(Appliances, Electronics, Computers, Lawn Equipment, Furniture, All Terrain Vehicles, etc.)
In the market for a new computer or do you need to replace the well-used living room furniture? How about a home theater system or big screen television to watch the games on or catch the latest movie? Whatever your needs, KPOCU can help you finance them with a secured loan at a low fixed rate. The item must be identifiable, have a serial number and be purchased from an authorized merchant. All loans and terms are subject to approval; some restrictions may apply.
Secure Your Loans with Credit Life and Credit Disability
MEMBER’S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won’t be left to loved ones should something happen to you.
Credit Life and Credit Disability benefits:
- Immediate coverage for eligible members
- Knowledge you have coverage helps to build peace of mind
- Complements existing insurance
Ask your credit union Loan Officer for full benefits and details! If you prefer, call 865-688-2424 or visit www.kpocu.org.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.
Other Protection Available
Low cost Extended Warranties and GAProtection also available. Check with a loan officer for more details.
Try any of the loan calculators to determine how much you can afford.
To apply for a KPOCU loan or VISA or to check rates, contact us at (865) 688-2424 or 1-800-344-9916. You can also apply online at Consumer Loan Application.
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